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solo The time has come to keep my money from burning a hole in my pocket.

Step One - No more shopping spree trips to the mall. I have about three more presents to go and Christmas shopping is done!

Step Two - Discontinue all solicitation emails shouting "Sale! Sale!" and "Previews for Only Our Most Special Customer offers". I need my fix of catalogs in the mail but those are less frequent than five emails a week from J.Crew.

Step Three - When tempted, do other things instead of spending.

That feels so much better.

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The Victoria Secret Fashion Show comes on tonight at 9 p.m. MST. I just think the designers are so creative and Heidi Klum's body is beyond sick! Can't wait.